New “Safer” Sam’s Club Credit Card

Sams Credit Card

You Have A Choice At Credit Help Cards, we are dedicated to getting consumers the best credit cards. We help consumers of all financial backgrounds acquire credit no matter their credit score. Hundreds of different credit cards are available with varying interest rates, credit limits, and extra features. However, few consumers realize that these cards come with differing levels of security. Credit cards in the United States are not nearly as secure as they could …

Top 11 Reasons You Should Always Carry A Credit Card

Times Have Changed For Credit Card Use When the credit and mortgage industries crashed in 2008, credit cards started to get bad press that they did not deserve. Credit cards, just like any other financial product, are only dangerous if they are not used correctly. Besides, there are 11 excellent reasons why everyone should carry at least one major credit card with them at all times. Incentives and Rewards If you are honest with yourself …

The Best Credit Cards for Summer Vacation 2014

The sun is shining; the birds are singing; the shirtless men and bikini-clad girls are flocking to the beach in droves. It is an excellent time to relax and enjoy yourself without the stresses of everyday life, but what if you do not have the funds to do so? What if you are on the hunt for a credit card that will allow you to experience summer as its meant to be experienced? Here are …

Top Credit Cards for Saving on Gas

As gas prices continue to rise, consumers continue to look for ways to save at the pump. While many credit card offers boast of offering credit cards for saving on gas purchases, not all credit cards are created equal concerning rewards for filling your tank. Here are the top six cards for earning rewards for topping your tank. Nothing is more rewarding than being knowledgeable about choosing the right credit card for your credit needs …

Behind Chip and PIN Credit Card Technology

Credit card technology has evolved from the original credit cards in the form of metal tokens to key chains and smart cards. The aim of chip and PIN credit card technology is to help people access money in their banks in convenient ways without jeopardizing the security of their money accounts. Credit cards will always be the easiest way to move money and make credit purchases, so it is always good to use the best …

Credit Report Q&A: How Long Does It Take for Bad Credit History to Clear

Good credit is critical in today’s financial world, as almost every financial transaction involves checking a consumer’s credit report. Landlords, banks, insurance companies and even employers are now reviewing credit scores to qualify tenants, borrowers, and new employees. Therefore, it is important to have an understanding of any negative items that appear on a credit report, how long they will remain and what can be done to help raise your scores when you have made mistakes …

10 Tips to Be Smarter With Your Credit

Manageable credit card tips everyone should practice Learning proper budgeting strategies and credit management tips is beneficial to all consumers. Whether you have a credit score of 850 or 350, you could always improve your profile and increase your creditworthiness. Even if you have the best credit score, you still need to maintain your status to keep all of your elite privileges. If a history bad credit has got you in trouble with your credit …

9 Things You Must Know About Credit Reports And Credit Scores

Most consumers have heard about credit reports and credit scores, and they know that these scores often dictate whether or not they can get a credit card or the quality of the card that they qualify for. However, very few consumers order their credit reports and read them over. It is always to your advantage to know everything possible about your credit score and to check your profile for errors. Your credit report has a …

Things You Must Know About Credit Cards

With thousands of different cards to choose from on the market today, it can be hard to know which one is right for you. To make matters even more confusing, laws and regulations regarding credit cards change all the time, making it hard to know if your company is offering you a fair deal. Fortunately, there are a few basic things about credit cards that are almost universally true.  There Is A Credit Card For …

Top Factors To Consider When Choosing A Credit Card

Finding The Right Card In A Mountain Of Offers Whether you are a fan or not, credit cards have a significant use in the financial world, especially when it comes to building your credit history. You may have seen the shoppers with heavy bags of goodies as they plop the credit card out of a bulging wallet and onto the cashier’s counter. Do they honestly need five or six different cards? Ideally, you should have …